Attorney for Owner Financing / Seller Financing

OPTIONAL: A focused first step to decide how to structure the deal—straight note and mortgage, wrap, all-inclusive deed of trust, lease–option hybrid, or something else. We review your goals, the property, any existing drafts, and your existing loan terms (if any), then give you a clear written recommendation on structure, key risks, and the cleanest path forward.

We draft a complete seller-financing package tailored to your deal: promissory note, mortgage, deed, and basic amortization schedule. Designed for straightforward residential or small commercial properties where you want a clean, bank-style owner-carry structure.

For private seller-financed deals without a title company issuing insurance, we can review the abstract or full title record and issue a written title opinion on ownership, liens, and encumbrances, along with what must be cured before you close. This helps protect both buyer and seller and makes future resale or refinance far smoother.

For private transactions—often cash-to-seller with an owner-carry note and no title insurance—we can handle the entire closing: contract drafting or review, limited or full title review, seller-finance document package, deed, payoff coordination (if applicable), settlement statements, execution logistics, and recording. Funds can be disbursed through our attorney trust account for a streamlined, attorney-led closing.

When things go sideways—payment defaults, disputes over balloons or payoff amounts, wrap/underlying-loan problems, or questions about whether you must foreclose instead of evict—we handle review, enforcement strategy, workouts, and, if necessary, litigation under our hourly dispute-pricing structure with phase-based estimates.